You need a...

BUDGET!

Keep reading...don't give up on this post just because I said the "B" word!

For the last few months I've been on the hunt for the perfect budgeting software. Up to this point I've been using (you guessed it) a good old pen and paper. And while there's nothing wrong with this method, I figured I might as well take advantage of the ease and accuracy of modern technology.

The only problem was that after I asked a bunch of people what program they used, I didn't find anyone who LOVED their current system. I found people who were using Microsoft Money, Quicken etc...but everybody I talked to had certain concerns about the various programs they were using.

So I got online and Googled "Microsoft Money" and began a search for a budget program that would work for my little family and our oh-so-tight budget.

I quickly came across a program called "YNAB" or You Need a Budget. I got on their website and read about it, watched a bunch of the tutorials, read the testimonials etc, I even sent an email to my mom so she could check it out and give me her opinion.

Anyway...I ended up spending the $50 to buy the YNAB Pro software, downloaded it immediately and I have been LOVING it ever since. No, I am not being paid for this advertisement, I just know how great this has been for Dan and I over the last few months and I wanted to share. I know there are a lot of us out there who are having to be really careful with our finances right now and this program is very user friendly, the tutorials are very helpful and I've even emailed a few questions and have gotten a reply very quickly.

If you already have a system that is working great for you then ignore this post, but if not I would go check this website out:

youneedabudget.com

I wanted to use it for a while before I felt comfortable recommending it to others, but now I can safely say that I love it and it has made my life so much easier!